In late 2025, Cash App was reported to have settled a lawsuit in the amount of 12.5 million dollars and the internet has been aflame, with many social media users stating that now everyone could get a 147 dollar payment. This buzz is a continuation of the previous year marked by heightened criticism regarding the manner in which large fintech firms manage the user data and marketing. Nevertheless, even though the settlement is indeed very real and millions of dollars are literally being handed out, it is clear that the everyone label is a vast exaggeration. This court decision is aimed at a particular group of individuals who are victims of a highly specialized problem: unwanted promotional texts.
The $12.5M Settlement Explained
The settlement of 12.5 million is the result of a case against Block, Inc. (the mother company of Cash App) accusing the application of breaking the laws of consumer protection with its Invite Friends referral program. The plaintiffs claimed that Cash App allowed sending referral texts to his/her contacts without their explicit consent. The lawsuit claimed these messages, which frequently had the tenure of an incentive of five or ten dollars, breached certain state laws concerning commercial electronic mail. To solve these claims without acknowledging the culpability, Block accepted the multi-million dollar fund to reimburse those individuals who were irritated by the spam.
Who Is Really Eligible to get the $147?
This is not a nation wide everyone payout as viral rumors tend to suggest. You have to be very specific to be eligible to have a share of the $12.5 million fund. The case was brought under the Commercial Electronic Mail Act (CEMA) of the state of Washington, which implies that the case is mostly relevant to the Washington residents. In particular, you may be qualified provided that you have resided in Washington and were sent an unsolicited referral text via Cash App on November 14, 2019 to August 7, 2025. Although it is estimated that the payouts will be around 88-147 per person, the actual sum will depend on the number of claim that is validly claimed before the deadline.
Unrelated to the $15M Data Breach Settlement
One can easily be confused since Cash App has encountered several legal issues in the recent past. In early 2020, a different settlement of up to 15 million dollars was achieved over information breaches and unauthorized access to accounts which took place in 2018-2024. That settlement enabled users to get up to 2500 due to proven losses. In case you are seeking the specific payment amount of the $147, you must be viewing the settlement titled as the Spam Text and not the Data Security settlement. All of them have their own eligibility portal, submission time and documentations.
Filing and the Time to Receive Payment
The deadline to claim the settlement of spam texts of 12.5M is short-lived to the qualifying persons. The majority of the eligible residents were contacted through email or mail using a given Notice ID. In case you were not sent one yet think that you should be, you can usually make a claim by hand, additional effort being necessary only to supply the phone number to which the spam text was sent. The deadline on which a claim could be made against the Washington-specific settlement was October 27, 2025. You may be unlucky on this particular fund in case you missed this window. It is anticipated that the payments will be made in early 2026, pending the ultimate hearing in court.
Table of Comparison of Cash App Settlement
| Feature | $12.5M Spam Text Settlement | $15M Data Security Settlement |
| Primary Issue | Unsolicited Referral Texts | Data Breaches / Fraud |
| Estimated Payout | $88 – $147 | Up to $2,500 |
| Eligibility Group | Washington State Residents | Nationwide (Selected Users) |
| Claim Status | Closed (Oct 2025) | Closed (Nov 2024) |
Frequently Asked Questions (FAQs)
Q1: Does the cash app payment of 147 dollars apply to all people in the U.S?
No. The spam texts settlement is a special one that is targeted at the individuals who reside in the state of Washington and who got the unsolicited text of Invite Friends.
Q2: I was late; does that mean that I will not receive my money?
Generally, after a deadline has elapsed when a case can be filed in a class action (the spam text case deadline was October 27, 2025), then you cannot file a claim. Nevertheless, you are advised to visit the site of the official settlement administrator to verify any exception of late filing.
Q3: Is this identical to what I heard about the settlement with Cash App of $2,500?
No. The 2500 amount is the highest amount payable in a separate settlement amount of 15 million dollars involving security breach. The deadline of that assertion is late 2024.
Disclaimer
The information is not meant to be taken literally. you can verify the officially sources our target is to deliver the right information to every user.
